| Field | Explanation | |-------|-------------| | | Exact name as in payee’s bank account (no initials ambiguity) | | Beneficiary Account Number | Must match the name; errors lead to rejection or return | | Beneficiary Bank & Branch | Full name of bank and specific branch name | | IFSC Code | 11-character alphanumeric code (e.g., UBIN0546789) – critical for RTGS routing |
Use the RTGS section of the form if your amount exceeds ₹2 lakh and you need guaranteed, immediate settlement during banking hours. Use NEFT for amounts above ₹2 lakh after 6 PM or on Sundays (since RBI RTGS window is closed then).
Write the exact amount. For example, if transferring two lakh rupees, write "₹2,00,000/-" in the box and "Two Lakh Rupees Only" in the words section.
If you do not have printer access:
Your signature is a vital authorisation tool. If your signature on the form does not match the one registered with the bank, the transaction will be rejected .
📄 You generally need to attach a leaf from your chequebook with the word "CANCELLED" written across it or use it to pay directly.
Before filling out the form, ensure you have the following information to avoid transaction errors: Your account number and name. Amount to be Transferred: Must be ₹2 Lakh or above. Beneficiary Name: Correct name of the receiver. Beneficiary Account Number: Accurate account number. Beneficiary Bank Name and Branch. Beneficiary Bank IFSC Code: A 11-digit alphanumeric code. union bank of india rtgs form
₹2,00,000 (Two Lakh Rupees). There is no maximum limit for RTGS transactions done at the branch.
If you want to avoid paper forms:
Where the money is being sent.
If you tick RTGS but amount is below ₹2 lakh, the bank may reject or convert to NEFT (policy varies).
Write out the total amount clearly (e.g., Two Lakh Fifty Thousand Rupees Only).
Make sure the bank clerk stamps and signs the counterfoil (your receipt copy). Retain this safe until the recipient confirms they have received the funds. | Field | Explanation | |-------|-------------| | |
Indication of whether the transfer is funded by account debit or an attached cheque (including the cheque number). Step-by-Step Guide to Filling the Form